1. Coverage can be provided exclusively for indoor assets, machinery, and product stocks. (The machinery and product stock can be insured for up to 30 million baht without the need to insure the building additionally.)
2. Coverage includes all areas, including the three southern border provinces.
3. The duration of coverage is one year.

Exclusions:

1. Money, checks, stamps, bonds, credit cards, securities of any description, gemstones, jewelry, precious metals, gold, furs, antiques, works of art, and rare objects.
2. Glassware, porcelain, pottery, marble objects, or fragile items.
3. Electronics, computers, and data processing equipment.
4. Original documents, business documents, computer systems, data sheets, models, molds, and diagrams.
5. Explosives.
6. Water vehicles, aircraft, motor vehicles, or similar items.
7. Property in transit.
8. Property of buildings under demolition, construction, or installation, including related objects.
9. Land (including soil, backfill, sewer, or water tunnel), thoroughfare, sidewalk, road, airfield, railroad tracks, dams, reservoirs, canals, drilling platforms, boreholes, ponds, pipelines, tunnels, bridges, shipyards, and all types of jetties.
10. Livestock, field crops, or trees.
11. Damaged property as a result of the production process.
12. Machines or equipment during installation, moving or changing locations (including removal and reinstallation), which are directly damaged by such actions.
13. Property under alternation, repair, experiment, installation, or maintenance.
14. Damage to stream boiler, economizers, steam turbine, pressure-intensive machinery, or equipment, including parts of such property, caused by explosions or cracking.

Types of businesses that cannot be insured:

• Department stores, shopping centers, and amusement parks.
• Cold storage facilities, factories, shops, and/or warehouses that store dangerous goods such as paper, rubber, wood, plastic, fireworks, kapok, jute, kerosene, benzene, gasoline, automotive oil, matches, firecrackers, , grass, straw, dangerous chemicals.
• Entertainment venues, building under construction, warehouses, or storehouses that store flammable or dangerous goods.
• Power plants, research laboratories, injection stations and gas stations, gas-filling stations, shipyards, docking ports, and jetties.
• Waterproof fabric factories, wood veneer factories, wood drying factories, match factories, and nitrocellulose factories.
• Smelteries, ore dressing, or separating plants.
• Casinos, Slaughterhouses.
• Manufacturing plants for paint, oil color, print and ink.

Underwritten by Allianz Ayudhya Assurance Public Company Limited.
TMBThanachart Insurance Public Company Limited is only an insurance broker and is solely responsible as a broker.